What are the health cover options for single parents?

You can choose to purchase single health cover just for yourself and avoid the extra cost of private health insurance for your children. This is the most economical option available and offers the benefits under lifetime health cover and enables you to avoid the 1% Medicare Levy Surcharge.

Healthy children are generally very low users of private health care and many parents are content with using Medicare coverage and, if they need private health services for their children, paying for it directly without medical insurance.

If you want private health cover for your children as well as for yourself, but not for an adult partner, some health insurance companies offer discounted rates for single parents. The discount is usually between 15% and 25% on the full family rates.

Single parent cover is an economical option if you are planning to have a baby and you want private health insurance for the mother and children, but not for the father. Newborn babies do sometimes need very expensive health care, especially if they are premature.

To make sure you are getting the very best Health cover for you money, go to www.ozecover.com.au. We search and compare every Australian health insurance company and product for you at no charge.